The Obama Administration is delaying the launch of the federal government’s online health exchange, where smaller businesses can shop for coverage, until November 2014. Small businesses with fewer than 50 employees will still have the option to purchase health insurance coverage for workers through the new marketplace but will not be able to do so online. Until next fall, employers with fewer than 50 workers will need to use a broker or agent to buy health care plans for employees.The delay affects employers located in the 36 states where the U.S. government is running health insurance exchanges. It does not cover the small business options in the 14 states and the District of Columbia that operate their own exchanges. Auto dealerships, like many other small, family-owned businesses across the country, are struggling to understand and implement the new health care requirements.NJ CAR will continue informing dealers of any changes to the requirements of the Affordable Care Act (ACA).